Long-term Investment Product with Tax Benefits
From 2024, individuals can deduct contributions from their tax base up to CZK 48,000 per year. Invest long-term and save on taxes.
Why choose a long-term investment product?
DIP is a Czech state-supported investment method with tax benefits for long-term wealth building.
Tax Benefits
You can deduct up to CZK 48,000 per year from your tax base. The state thus supports your long-term savings into DIP products.
Long-term Wealth Building
The product is designed for long-term investing — typically for retirement, children's education, or building a future reserve.
Flexible Investing
Choose from investment funds, ETFs, or equities. DIP allows you to diversify and tailor the strategy to your goals.
How to set up DIP?
From the first meeting to regular investing in a matter of days. We will go through every step together.
Consultation
We will discuss your situation, investment goals, and time horizon. We will find out whether DIP is the right product for you.
Choosing a Strategy
Together we will choose a mix of funds, ETFs, or equities that match your profile and long-term goals.
Setting Up the Product
I will guide you through the process of setting up DIP with the provider. You fill in the documents and the product is ready.
Regular Investing
You set up a regular deposit or invest as needed. You apply the tax benefit when filing your tax return.
What DIP Will Bring You
Reducing Your Tax Base
Every crown invested in DIP can reduce your income tax. Up to CZK 48,000 in deductions per year.
Investment Discipline
Regular deposits build an investment habit and help average risk over time. Ideal for a long-term horizon.
Combination with Funds
DIP can be combined with investment funds, ETFs, and equities. Wide diversification and the ability to customise your portfolio.
Personal Advisor
I will be with you throughout — from choosing the strategy and setting up through to ongoing consultations and portfolio adjustments.
Interested in DIP? Let's talk.
I'll be happy to explain the details at a free consultation, calculate the benefits, and find out whether DIP is the right fit for your goals.